Bunq vs N26: Which Banking App Is Better? (2025)
Bunq makes money through plan subscription fees. It shares revenues or collects fees through third-party product and service arrangements, for instance, its partnership with Wise to offer money transfer services. It makes money from card top-ups, deposits, withdrawals, additional accounts, safekeeping, and card issuance. It charges business customers various fees that may not apply to individuals. Click here for Bunq’s fees.
N26 makes money through plan subscription, cash management, overdraft, and loan fees. It shares revenues or collects fees through third-party product and service arrangements, for instance, a partnership with Wise to offer money transfer services. It makes money from card issuance and emergency card advances (ECA).